Then, I saw SYNCbits at work, updating my mobile devices. You can then go back to the landing screen and add it as a non-synced account. Okay, that worked - MoneyWiz 3 asks you to send them an email if you'd like to request that your bank be added. Since I use T-Mobile Money (powered by Customers Bank) and have never been able to connect that account in YNAB, I typed that name in the search bar and tried the "Can't find your bank" option again. I then tried to see what happened when I didn't type a bank name, then clicked the button for "Can't find your bank?", which should be renamed "Crash your program if there's no search term" ( minus 1 point). I chose bank sync to add my accounts, and was really excited to see how many banks were available (over 40,000, per MoneyWiz - plus 1 point). Manual importing is available for CSV, QIF, OFX, or MT940 files. Starting balances can be adjusted, but I wouldn't do it if you have already have imported transactions. The accounts screen on PC is not lovely, but functional much more pleasing on iPad and iPhone, with a good use of space, and fonts/icons that are clean and coordinated. To use MoneyWiz 3 on multiple devices, you need to make a detour after subscribing/purchasing MoneyWiz 3 to sign up for SYNCbits (which is free and part of the MoneyWiz 3 package). I used it simultaneously on my PC laptop, iPhone and iPad. I paid $4.99 for a month of MoneyWiz 3 (there is a seven-day free trial, too), and duly recorded both the purchase transaction in YNAB (copying the license key into the notes section), and a second transaction to remind me to cancel the subscription next week. My use of MoneyWiz 3 cannot and should not be an indication of the operation of MoneyWiz 2021. I had a nice chat with the developer in the thread about this point. There is the newer MoneyWiz 2021, but that's Mac/iOS only for now, whereas MoneyWiz 3 is available for PC and Android.Įdit for specific, requested clarification: MoneyWiz 2021 may work better than MoneyWiz 3 worked for me. Specifically, MoneyWiz 3, which can be purchased as a stand-alone product without bank sync ($9.99 mobile, $49.99 desktop/laptop), or subscribed to with bank sync ($4.99/mo or $49.99/yr). Multi-currency support (with exchange-rate conversions) would be a big plus, as well.Įnter MoneyWiz. ![]() International users should be able to either connect to their bank, or use a combination of manual import and manual entry (at a reduced price point) to enter transactions. ![]() There are other considerations, for an international budgeter. And there are folks who don't mind SaaS or subscriptions, but simply can't fathom paying so much for a budget app. Then there are folks who hate SaaS and subscriptions - they want to pay once for a stable product - and that was YNAB4, until support for it was dropped. ![]() I've also seen folks who wish to be able to share a subscription with another member of the household, who can log in separately and have access to different accounts. For folks whose primary budgeting device is a phone, a well-designed, functional mobile app is a critical feature. One thing in particular that struck me amongst the non-SimpliFi apps is the lack of a robust mobile app. So far, I've reviewed five alternatives to YNAB ( Aspire, Buckets, SimpliFi, Actual, and Financier), each of which had things to like but none of which really ticked off as many boxes as YNAB (SimpliFi was the worst of the group, since it was not set up to be used with zero-based budgeting). If you see a glaring error, let me know and I'll update this review. ![]() TLDR: Unfortunately, it's a hard pass from me, but you can test it for yourself.ĭisclaimer: I'm not a professional reviewer, I just like to test budget apps. There is a newer version for Mac/iOS only, that you may want to try out for yourself.
0 Comments
Leave a Reply. |